Trenziq reads your financial SMS locally, extracts every transaction, categorizes spending, tracks budgets, and reconciles balances — entirely on your device. Nothing leaves. Nothing leaks.
A glance at every surface — dashboards, budgets, insights, transactions and settings. Toggle the theme above to instantly preview Trenziq in your preferred mode.
Everything runs on your device. Every insight is instant. Every byte of your financial data stays with you.
Monitors incoming SMS from banks, UPI providers, wallets, and credit cards. Extracts amounts, merchants, balances, and reference numbers the moment a message arrives.
All financial data is encrypted using AES-256 with keys stored in Android Keystore. Raw SMS, balances, and transaction history are never accessible in plaintext.
Automatically classifies spending into 14+ categories — Food, Travel, Bills, Shopping, Healthcare, EMI. Create your own custom categories too. Works from SMS or manual entries.
Log incomes and expenses manually even without SMS permissions. Create fully custom categories that fit your lifestyle. Trenziq works with or without SMS access — you stay in control.
Set monthly and category budgets. Get real-time remaining balance, projected overspend alerts, and spending trend analysis — all computed locally, instantly.
Cross-verifies balance continuity across transaction chains. Detects parser inconsistencies, identifies missing SMS gaps, and auto-repairs balance discrepancies.
The entire processing pipeline lives on your phone. Here's exactly what happens when an SMS arrives.
Every parsed transaction gets a score (0.0 → 1.0). Low-confidence extractions are flagged for review. Correct once — the engine learns locally for next time.
Four-layer pipeline: pattern extraction → heuristic correction → confidence scoring → ledger validation. Handles hundreds of Indian bank SMS formats offline.
Google Drive backup is fully opt-in. Encryption happens on your device before upload. Google sees only encrypted blobs — your key, your data, your control.
Trenziq is built on a non-negotiable foundation. These aren't features — they're principles.
We request the minimum permissions needed. SMS access is optional — the app works without it. Nothing hidden.
Field notes on offline finance, on-device privacy, encryption you can trust, and practical money habits — straight from the team that builds Trenziq. Visit the full blog →
Inside the four-layer pipeline that turns noisy bank SMS into a clean ledger — entirely on your phone.
The structural case for keeping your money trail on the only computer you fully own.
What “encrypted at rest” really has to mean — written for humans, not cryptographers.
Breach blast-radius, third-party SDKs, ToS rewrites — the risks marketing pages quietly omit.
A lightweight, behaviour-aware budgeting framework engineered for real Indian households.
A 90-second response playbook for unauthorised UPI debits, card fraud and OTP phishing.
Emergency funds, EMI ratios, insurance hygiene and tax basics — distilled into one page.
A plain-English audit of every permission a finance app might ever ask for.
A field guide to the templates that make Indian financial SMS both parseable and unruly.
A grounded migration plan to apps that respect the boundary of your device.
Turn SMS noise into clear financial clarity — entirely on your own terms. No catch. No cost. No compromise.
Free forever · No account required for core features · Android 8.0+